Insurance...

Just had a quote for this years insurance from the NFU for fully comp and its £470 :sick: Thats will full no claims discount and no convictions or claims in the last three years :

Direct Line looks as if it they will be £90 cheaper...

Can anybody else recommend anywhere thats likely to be cheaper?

Was also surprised that both company's advised that 3rd Party F&T cover is no longer a cheaper option??

Also, at what point do you start advising the insurance company the vehicle has been modified?

you should advise insurance company right away for any mods you do

is it your daily driver or a second vehicle ??

nor county & 2gether are both very cheap for modified vehicles

im with 2gether & mine is under £200 a year with all mods declared

Tell them about mods now, then as you add them its no problems. Try HIC insurance.

What I have found is that if it's your 'second' car, it's always going to be expensive.
My Jimny Fully comp all mods declared etc etc and it's £297pa!!!!
My Merc with 234bhp is £220 Fully comp for the similar cover, obviously without green lane cover.

I will be shopping around when it/they come up for renewal though.

Try Cherished Numbers(?) Insurance, I'm told they are quite good?

Keith

Cherished vehicles i think it is, they done me a decent quote aswell.

try sureterm, adrian flux, peter best, premium choice, brentacre or even confused

Keefe wrote: My Merc with 234bhp is £220 Fully comp for the similar cover, obviously without green lane cover.

"Green Lanes" or more properly BOATS, are part of the public highway, you have to be taxed, MOt'd, licenced and insured to drive them. Therefore all cars with standard road insurance have "Green Lane" insurance as standard. Your Merc has "Green Lane" cover, the Tesco Articulated lorry has Green Lane cover and the Milk Float has Green Lane cover. Its just a marketing ploy to sell insurance to 4x4 owners. Image if it said the truth..."You are covered as standard on the Public Highway and for £5 extra we will cover you on the Public Highway", thats what its saying.


Martin

I want a partial refund then as I can't get it on a green lane, not enough room under the floor! LoL )

In the end I went with HIC and saved in the region of £150 with slightly better cover..I liked the fact that when i said it was a 4x4, and would be modded for use off road, there was no sucking of teeth ect as with some company's..

nice one, HIC and adrian flux are all the same thing. they do modded vehicles day in day out so they have heard it all before, quite refreshing cos as you say some just dont want to know.

Just pointed out to my wife how much being a member of this site has saved me :whistle: :whistle:

I suspect I won't be saying that again in the coming months! :laugh: