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I'll be soon taking my driving test and looking to buy my first car, which I really want to be a Jimny.
I've seen a couple of nice low mileage 2006 cars for sale that I can afford but I need to make sure I can afford them insurance first.
Has anyone here been a new driver and bought a Jimny and if so which insurance company did you go with?
I've had a quote from Stirling and it was in excess of £4000 for the year.
Whilst I'm a fan of the Jimny and had one as my first car they are not the best first car to have insurance wise & if you aren't familiar with a Jimny you may want to have a go in one first to see if you get along with it as they aren't everybody's cup of tea. Lots of things affect insurance quotes postcode, where the car is kept overnight, no claims bonus etc so asking where everybody goes with won't really help as it's different for everyone. Best to phone around using some auto trader cars as examples.
It's probably worth getting a quote on something of a similar value or age, but more mainstream, a Fiesta, Polo, Fiat etc to see if it's the vehicle or your age, where you live etc, which is pushing up the premium so much.
Insurance costs for low[ish] value cars tend to seem expensive, but it's not so much the cost of repairing/replacing your car that pushes the premium up, it's the cost of repairing damage to 3rd parties and all of the 'add on' costs these days.
Insurance companies usually work on the basis that you will have a claim within the first 12 months of passing your test, we all know it's not fair, but that's the view they take.
You should shop around, try Compare the Market, etc and play around with the excess, annual mileage and check to see if having a 'black box' fitted can help.
Otherwise, you might have to consider something cheaper to insure until you have built up a no claims bonus, then swap to a Jimny.
Robin
2020 blue SZ5 (one of the last to be registered in the UK)
Ex 2011 Blue Jimny SZ4
Northumberland Jimny Blog
A Gen 3 Jimny is a Group 14 or 15 (out of 50) - so it's a low group for most drivers, but not great for a young/newly qualified driver. Something like a 1.0 Polo is a Group 1. This is worth a look:
www.carwow.co.uk/best/cheapest-cars-to-insure-0115#gref
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