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Jimny and Insurance

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30 Nov 2023 19:55 #252520 by Phaeton
Replied by Phaeton on topic Jimny and Insurance
There won't be a repair bill it will be written off, 

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30 Nov 2023 22:31 #252522 by lard
Replied by lard on topic Jimny and Insurance
 - a write off would be a crying shame - it's an Auto SZ4 with 28k miles on it, one previous owner, full dealer service - took me ages to find 

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  • The quickest Jimny in Harrogate...(that I own)
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01 Dec 2023 06:02 #252528 by Lambert
Replied by Lambert on topic Jimny and Insurance
If the rear axle is out of alignment then it has been hit hard and a minimum would likely be brackets on the chassis or the actual axle is bent. Not a cheap one to fix.

Temeraire (2018 quasar grey automatic)
One of the last 200ish of the gen3s, probably.
ADOS Attention Deficit Ooooh Shiny!
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01 Dec 2023 10:58 #252538 by jackonlyjack
Replied by jackonlyjack on topic Jimny and Insurance
Axle out of line you mean it's off to side tyre closer edge of the driver side arch will be bent panhard rod 
Guessing impact speed was around 20mph 
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01 Dec 2023 15:18 #252542 by lard
Replied by lard on topic Jimny and Insurance
well the mystery of why they think a Jimny isn't an SUV has been solved... so finally spoke to the accident management team (Enterprise) and apparently "the two insurance parties have entered into a mutual agreement to minimise the costs and downgraded the replacement vehicle class" .... which just so happens both involved parties are the same insurer!   Bit of a joke really, I did get admittance of liability on the same day but turns out they now want to do it as cheaply as possible

Was tempted to go via a 3rd party but firstly, they are a bunch of ambulance chasers that add cost and secondly, if they do write it off you can't dispute the valuation with the Ombudsman if you use a 3rd party

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04 Jan 2024 17:16 #253247 by lard
Replied by lard on topic Jimny and Insurance
I think it was quite a close call - the final cost of repair is £6770!

A threshold of <50% of the value of the vehicle means that it was definitely on the edge... I had an expected value of £12k>£14k so survived by the skin of it's teeth!
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