Extended Warranty?

Generally I am not in favour of extended warranties, they usually lock you to having the car serviced and if you know a bit about your vehicle servicing and repair costs will on average be lower than the warranty premiums.

They are great for people who know nothing about the vehicle, don’t do any maintenance outside the yearly service or generally don’t maintain their vehicle and therefore run a higher risk of something failing.

I would put the premium in a savings account, after 5 or 10 years it adds up to a reasonable amount and you can use it if something goes wrong.

My Jimny is also 3 years old in January. Having run it for 3 years and discovered that it wasn't assembled by a militant extremist at 16.45 on a Friday afternoon - I'm going to roll the dice and gamble that a Suzuki Jimny won't self-destruct in the next 12 months. If it had been assembled in Solihull then I wouldn't keep it a day after the factory warranty expires.

Extended warranties are essential only if you buy fragile budget vehicles with a reputation for failing. One of the reasons KIA are successful is that they stand behind their products for a lot longer than many other marques.

Thanks all for your input and thoughts. 

I have a small pot of money in a savings account that has not been touched for years so I think I will just start adding to that on a monthly basis as an emergency fund should it ever be required.

As already mentioned, the Jimny is a well built vehicle and l've not seen a single thread about anything being faulty during the first three years, except for rattles and a couple of TPMS reset issues.

l doubt that the engine or turbo charger will give trouble, and likewise other systems on the vehicle. Put away some money if you are worried about it, and spend it on a holiday after a few years.

I work in the motor trade in parts. IMHO i think an extended warranty on a regularly serviced Japanese car is a waste of money. When you get to the small print there are too many exceptions of non covered items. keep the money you would have spent to one side as a rainy day fund should anything go wrong.

250 quid for the year? 
No brainer for me, I'd bite their hand off. I've been quoted up to £1500 pa on other marques
and it certainly helps should you wish to sell the vehicle on.