Tyres and Insurance

Hi Guys!

I want to change the tyres on the jimny to BF Goodrich Mud Terrain T/A KM2.
.
If they are road legal, which they are do I still need to tell the insurance company?.

205/70/R15 to 215/75/15

Is it classed as a modification? if the rims are still the same size?

Thanks!

Hi mate I'v just renewed my insurance and in the Modification section it only mentions WHEELS not tyres. So I dont think it matters what tyres you have on as long as they are road legal.

James

Is it a factory size = No - so you have to tell them.

Is it a different size to what you have told them you are running= Yes - so it's a different spec and you have to tell them - it's a different mod at the end of the day.

If in doubt, just tell them! My insurance co. knows everything about my Jimjam!

Kirkynut

What insurance companies are you with?

I phoned them up and told/asked and they said the wont insure offroad I said I want to run them on the road and not off road and to insure on road only but they still said no.

Maybe its the way I said it? Im with churchill so are there any good companies that you know of thatwill allow it! I went to a 4x4 specailist which covers on road as well but wanted nearly £1700 per year.... Okay I am 21 but my current insurance for the jimny is a lot lower.

I dont want to be stuck with a jimny I cant do anything with

Any ideas?!

Thanks

try adrian flux

Yes anything that's not standard :pinch: on the car from new is a modification.
As Nicho said try Adrian Flux just let them know your jimny is to be used on the road only,give the size of the tyres + make.
Hope this helps.
DIRTYDOGZ

I'm with Cherished Specialist Vehicle Insurance. Way cheaper than your quote and it's their bread and butter.

Kirkynut

im with sure term and every thing on mine is covered both on and off road and it comes in at under £400 fully comp

I'm with flux and just wrote them a big A4 list of every mod I could think of, Don't think the mods made any difference in price either. I think I just baffled the person on the other end of the phone and they gave up.
Have been with them for a few years with a few different modded 4x4's and they always come up cheapest and don't mind my mods.

If you do try Adrian Flux tell them you're a member on here or any club and they should offer a discount

You could also try NFU - they don't seem to mind what you do!

markyp2000 wrote: im with sure term and every thing on mine is covered both on and off road and it comes in at under £400 fully comp

I think Sure Term is now Cherished.

Kirkynut