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Re:Blue commercial

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29 Aug 2021 08:45 #237987 by lookonimages
Replied by lookonimages on topic Re:Blue commercial
Congrats

Sent from my SM-A505F using Tapatalk

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29 Aug 2021 09:24 #237991 by facade
Replied by facade on topic Blue commercial

Yes he’s sent me all the details about gap insurance
Is it worth taking out ? I am paying in full for the car. No finance is being used
 
If GAP is cheap enough, and you are keeping it, in "normal" circumstances I'd say yes.
A colleague had 5 year GAP return to invoice on a RAV4, and managed to write it off in the 4th year, getting back the full purchase price, rather than the 50% or so it was actually worth, which means he could buy a new replacement, rather than having to buy someone's cast-off. 

I bought GAP for my Gen4, which was obviously a waste of money as current market value is supposedly £8000 more than I paid- but no doubt my insurer won't pay me more than I declared I purchased it for.


 

If it suddenly breaks, go back to the last thing that you did before it broke and start looking there :)

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29 Aug 2021 17:53 #237997 by lightning
Replied by lightning on topic Blue commercial
We also took out Gap lnsurance which is now a waste of money.
You need to call your insurance and update the value. l updated ours to £28,000
While it's no guarantee that you'll get that amount in the event of a total loss, the most you'll get if you told them £20,000 is £20,000
I wasn't charged anything to update the valuation.
The following user(s) said Thank You: facade

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29 Aug 2021 19:47 - 29 Aug 2021 19:48 #237999 by Lenlec
Replied by Lenlec on topic Blue commercial
What insurance companies are  you guys using ?
I’ll have a shop round tomorrow
Last edit: 29 Aug 2021 19:48 by Lenlec.

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29 Aug 2021 21:52 #238001 by McVicar
Replied by McVicar on topic Re:Blue commercial
I used GAPinsurance.co.uk after doing much research. Return to invoice policy. Dealer quoted £399 I paid £200 by going direct.

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30 Aug 2021 10:04 #238015 by facade
Replied by facade on topic Re:Blue commercial
I bought TotalLossGap, was £260 for the 5 years RTI/vehicle replacement.

Used car prices are insane at the moment across the board. They have to tank soon, maybe when the Chinese can knock out enough of the chips- industry whispers are for February/March time next year.

If it suddenly breaks, go back to the last thing that you did before it broke and start looking there :)

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