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Legality of suspension lifts.

  • wanderinstar
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25 Dec 2011 22:50 #29213 by wanderinstar
Legality of suspension lifts. was created by wanderinstar
I was talking to the bro-in-law about my new acquisition.I said that I had a 2" spring spacer kit to fit and he said, "Is that not a modification, do you have to tell insurance company about it."
Set me off thinking,is he right or not.What does everyone else do?
Ian.

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  • supergaz
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25 Dec 2011 23:08 #29214 by supergaz
Replied by supergaz on topic Re: Legality of suspension lifts.
Tell the insurance company. It is a suspension lift, and tell them everything that is fitted to the car that was not on it when it left the factory, including things such as towbars and window tints.

Atb, Gary.

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  • Mumbo Jimbo
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25 Dec 2011 23:19 #29215 by Mumbo Jimbo
Replied by Mumbo Jimbo on topic Re: Legality of suspension lifts.
Agreed , definitely tell them everything. It's not worth the risk of finding out you're not covered because of not telling them something. I found my insurance company (Adrian Flux) expected a car like a Suzuki Jimny to have a suspension lift and did not add anything to the policy for a 4.5" suspension lift.

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  • supergaz
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25 Dec 2011 23:32 #29216 by supergaz
Replied by supergaz on topic Re: Legality of suspension lifts.
I've often wondered if to even list the brand of polybushs I have fitted! Try telling someone on the phone that you have castor corrected leading and trailing arms!.

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  • wanderinstar
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26 Dec 2011 06:44 - 26 Dec 2011 06:46 #29220 by wanderinstar
Replied by wanderinstar on topic Re: Legality of suspension lifts.
Gary,
Do Idetect a hint of sarcasm.I only wondered what the rest of you did Not trying to be nit picking, just wanted to be legal. Mind you I had window tints on a Saab estate and didn't say anything:blush: :blush:
Ian.:blush:
Last edit: 26 Dec 2011 06:46 by wanderinstar.

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26 Dec 2011 07:35 #29222 by mlines
Replied by mlines on topic Re: Legality of suspension lifts.
The level of detail depends on the insurance company. When I was with Adrian flux they wanted to know everything, including the name and qualifications of the fitter (no,I am not joking).

My current company just wants to know the mlleage each year as it is a limited mileage policy as well as a modified car one.

Martin

Sent from my HTC EVO 3D X515m using Tapatalk
Martin

2003 M13 early KAP build.
3" Trailmaster lift with 1.5 Spacers on front
Customised winch bumper and roll cage
235/85R16 Maxxis Bighorns on 16" Rims, 4:1 Rocklobster, Rear ARB locker and on-board air
Corrected arms all-round, rear disks, Recaro seats and harnesses

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  • r_ogilvy
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26 Dec 2011 08:10 - 26 Dec 2011 08:15 #29223 by r_ogilvy
Replied by r_ogilvy on topic Re: Legality of suspension lifts.
i aint gonna lie, if i list all my mods no where will insure me! so they dont no a great deal, :blush: they dont no about my roll cage and second winch im scared to ring :dry:
but i dont use it on the road really, my local woods are very close and i live on the outskirts of town.
insuranse is a pain if you have modified anything even more so when your young like me
Last edit: 26 Dec 2011 08:15 by r_ogilvy.

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  • r_ogilvy
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26 Dec 2011 08:19 #29224 by r_ogilvy
Replied by r_ogilvy on topic Re: Legality of suspension lifts.
i might ring them and let you know the outcome. it wont £695 anymore thats for sure :(

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  • Smoggy
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26 Dec 2011 10:25 #29226 by Smoggy
Replied by Smoggy on topic Re: Legality of suspension lifts.
£695 for a jimny! omg rich thats alot , I have a multicar policy and only pay £477 for a 320d beemer and my modded jimny. Still thats the cost of youth i suppose. Dont worry it'll be cheap as chips for you in 20 years time mate.

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  • 03troakey
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26 Dec 2011 11:36 #29231 by 03troakey
Replied by 03troakey on topic Re: Legality of suspension lifts.
i am 20 and told them everything 4.5 suspension lift metal bumpers and a winch

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  • r_ogilvy
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26 Dec 2011 11:48 #29233 by r_ogilvy
Replied by r_ogilvy on topic Re: Legality of suspension lifts.
:) the problem is i have half a scaffolding erection around mine. :laugh:
will a roll cage make much difference to the price?

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  • darthloachie
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26 Dec 2011 13:49 #29234 by darthloachie
Replied by darthloachie on topic Re: Legality of suspension lifts.
wouldn't think so

if they cover the lift then the roll cage should be ok

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