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Jimny Insurance...Hardtop cheaper to insure than a soft top?

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27 Jun 2020 09:24 - 27 Jun 2020 09:26 #224049 by TillymintDLG
What do you think Guys? Got my renewal today and even though I have told them months ago it IS a hardtop and the V5C says it's a Jimny VVTS ESTATE, they are insisting it is a SUZUKI JIMNY JLX 16V SOFT TOP?
Cheers
Gaz

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27 Jun 2020 10:29 #224056 by Lambert
If it's recorded by dvla as a hard top you need to find a different insurer. It's a world of mental anguish if you have the wrong details even if you are correct and have explained it in graphic detail that they are wrong.

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27 Jun 2020 10:42 #224061 by TillymintDLG
That's exactly my thinking too Lambert..If I had to make a claim, That would be a Complete 'get out' clause for them wouldn't it?
I'll start getting some other quotes right away!
Thanks for that!
Gaz
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27 Jun 2020 17:13 #224094 by Busta
It's a tricky one. I've had it before with motorbikes where they had the CC wrong, and when I tried to correct it they wanted to charge me more for "modifying" my completely standard motorbike. I gave up in trying in the end and insured it as the wrong CC. Ironically they had it higher than it actually was, so I could have fitted a big bore kit and saved money on the insurance.

Can you send them some pictures of the vehicle, vin number and V5?
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27 Jun 2020 17:54 #224095 by TillymintDLG
Hi Busta, after crushing a grape and ripping a tissue clean in half, I wiped the blood off the ceiling and cancelled my insurance with LV and HALVED my Premium with another Company!....







I will now be reviewing my other accounts with them.....

Cheers
Gaz
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27 Jun 2020 18:26 #224099 by Lambert
Well that is a result and a half. Good news.

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27 Jun 2020 19:43 #224100 by Scimike
Well done on reducing your premium, you have done the correct thing by voting with your feet.
Unfortunately I see three stages in insurance premium pricing. Year 1- lure you in. Year 2 - it's up a little bit. Year 3 - you are on the price escalator.
Typically I stay with an insurance company for 2 years, rarely getting past year 3. Ironically it's the same group that go around, it's the insurance "circle of life". - hit it Elton!
They also appear to have access to different vehicle databases, I have a motorcycle that is listed by one group correctly, but it does not exist for the others. Strange !
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27 Jun 2020 23:38 #224113 by TillymintDLG
That's sound advice Sciimke, It's so easy to to just let it auto 'renew' your policy...
At the end of the day, they are all a bunch of moneygrabbing c***s....
The wallet strikes back eh?
Gaz

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28 Jun 2020 22:32 #224202 by Max Headroom
Blimey - you're a patient lot - I change my insurance shark every year


IF IT AINT BROKE, KEEP FIXING IT UNTIL IT IS

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