Your no claims will be intact but that isn't the end of it- your insurance co will log it as not your fault but if you are a named driver on other peoples cars they also need to know- apparently if you get a lot of "no fault" bumps it indicates that you are travelling in dense traffic or more risky roads.
A bloke on his phone in his company car rear ended my Xtrail while sitting at traffic lights one morning a while back- new bumper all paid for by his insurance but when my son was negotiating his latest insurance they were very interested in "the incident" - I explained all of the above and even checked with myown firm, but they say it has to be reported for 3 years or policy could be invalid!! Innocent until proven guilty or what?
atb
Mike
